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All India Financial Institutions : ウィキペディア英語版 | All India Financial Institutions All India Financial Institutions (AIFI) is a group composed of Development Finance Institutions (DFI) and Investment Institutions that play a pivotal role in the financial markets. Also known as "financial instruments", the financial institutions assist in the proper allocation of resources, sourcing from businesses that have a surplus and distributing to others who have deficits - this also assists with ensuring the continued circulation of money in the economy. Possibly of greatest significance, the financial institutions act as an intermediary between borrowers and final lenders, providing safety and liquidity. This process subsequently ensures earnings on the investments and savings involved. In Post-Independence India, people were encouraged to increase savings, a tactic intended to provide funds for investment by the Indian government. However, there was a huge gap between the supply of savings and demand for the investment opportunities in the country. ==List of AIFIs== According to Economic Survey 2012-13,〔http://indiabudget.nic.in/es2012-13/echap-05.pdf〕 at the end of March 2012, there were four institutions regulated by Reserve Bank of India as all-India Financial Institutions: * Export - Import Bank of India (Exim Bank) * National Bank for Agriculture and Rural Development (NABARD) * Small Industries Development Bank of India (SIDBI) * National Housing Bank (NHB)
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